{"id":23182,"date":"2023-12-07T12:36:23","date_gmt":"2023-12-07T15:36:23","guid":{"rendered":"https:\/\/jornalemfoco.online\/?p=23182"},"modified":"2023-12-07T12:36:24","modified_gmt":"2023-12-07T15:36:24","slug":"cartao-de-credito-black-quais-conseguir-facil","status":"publish","type":"post","link":"https:\/\/jornalemfoco.online\/en\/dicas\/cartao-de-credito-black-quais-conseguir-facil\/","title":{"rendered":"Black credit card: which are the easiest to get?\u00a0"},"content":{"rendered":"<p>Everyone knows that the Black credit card exists, but not everyone has any idea of all the advantages of having one in hand. After you finish reading this article, it&#039;s unlikely you won&#039;t check availability.\u00a0<\/p>\n\n\n\n<p>Want to understand what could be waiting for you right now? Follow the content until the end.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"400\" height=\"400\" src=\"https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-25.png\" alt=\"\" class=\"wp-image-23184\" srcset=\"https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-25.png 400w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-25-300x300.png 300w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-25-150x150.png 150w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-25-12x12.png 12w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the main benefits of the Black credit card?<\/strong>&nbsp;<\/h2>\n\n\n\n<p>As always, the advantages reported here are general; therefore, they may vary depending on the financial institution that provides them.&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>Points programs: <\/strong>All purchases made with the Black credit card will be part of a very interesting rewards program. Points will be accumulated over time and, with them, you can exchange them for various products, services or even airline tickets;&nbsp;<\/li>\n\n\n\n<li><strong>VIP lounges at airports: <\/strong>Waiting for hours on end can be an incredibly stressful and exhausting task. On the other hand, if you have a Black credit card on hand, you will have access to several VIP lounges at major airports around the world! Drink and eat to your heart&#039;s content and rest comfortably until your boarding is announced;&nbsp;<\/li>\n\n\n\n<li><strong>Exclusive discounts: <\/strong>Some discounts on product and service values are only available to Black users;&nbsp;<\/li>\n\n\n\n<li><strong>Travel insurance: <\/strong>In general, Black card brands offer excellent travel insurance, covering around US$ 150 thousand in emergency expenses, in addition to insurance for car rental, lost luggage, etc.;&nbsp;<\/li>\n\n\n\n<li><strong>Concierge Services:<\/strong> Need a little help making reservations at selected hotels and restaurants? Do you want to get tickets to unmissable shows for you and your whole family? Practically every Black credit card offers this type of service for free.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Several other exclusive benefits may be part of your card: research them carefully when choosing the best one for you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>A Black credit card to call your own<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Time to get to know the banking institutions that tend to offer the most viable options to those looking for their Black card. Get to know each one of them and see which one best suits your needs and your user profile:\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/www.google.com\/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;cad=rja&amp;uact=8&amp;ved=2ahUKEwjBvtL70_uCAxVUr5UCHXL8CNMQFnoECAwQAQ&amp;url=https%3A%2F%2Finter.co%2Fpra-voce%2Fcartao-inter-black%2F&amp;usg=AOvVaw2QQACNBa0i4KYtZnkIkP3n&amp;opi=89978449\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Inter Mastercard Black Card<\/strong><\/a><strong><\/strong>&nbsp;<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"535\" src=\"https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-24-1024x535.png\" alt=\"\" class=\"wp-image-23183\" style=\"width:auto;height:400px\" srcset=\"https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-24-1024x535.png 1024w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-24-300x157.png 300w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-24-768x401.png 768w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-24-18x9.png 18w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-24.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Image: First Passenger&nbsp;<\/p>\n\n\n\n<p>It may seem like a joke, but it&#039;s not. Banco Inter is famous for offering numerous complete banking services without charging fees. It turns out that the institution&#039;s Black Mastercard follows exactly this line.<\/p>\n\n\n\n<p>Furthermore, the program <strong>LoungeKey<\/strong> allows you to enjoy 1% cashback on all purchases and benefits through this powerful card. Without any type of annual fee charge, it is important to reinforce.&nbsp;<\/p>\n\n\n\n<p>Another important differentiator of this card is that it offers tempting alternatives to apply for it, even if your financial profile does not necessarily meet all the investment or minimum spending requirements. Therefore, the number of people with Black cards is likely to increase substantially in the coming years.&nbsp;<\/p>\n\n\n\n<p>Access the Inter bank website, open your account and check all the regulations and conditions to get your Inter Mastercard Black Card.<\/p>\n\n\n\n<p><strong>Read too: <a href=\"https:\/\/jornalemfoco.online\/en\/tecnologia\/apps-para-simular-aposentadoria\/\" target=\"_blank\" rel=\"noreferrer noopener\">Apps to Simulate Retirement<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/www.google.com\/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;cad=rja&amp;uact=8&amp;ved=2ahUKEwj4j_SD1fuCAxXsqZUCHUw1BzEQFnoECBMQAQ&amp;url=https%3A%2F%2Fwww.xpi.com.br%2Fprodutos%2Fcartao-de-credito%2F&amp;usg=AOvVaw3rjFJUSTgFtz7s9sAWv4DF&amp;opi=89978449\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>XP Visa Infinite Card<\/strong><\/a><strong><\/strong>&nbsp;<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"540\" height=\"540\" src=\"https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-26.png\" alt=\"\" class=\"wp-image-23185\" style=\"width:auto;height:400px\" srcset=\"https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-26.png 540w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-26-300x300.png 300w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-26-150x150.png 150w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-26-12x12.png 12w\" sizes=\"(max-width: 540px) 100vw, 540px\" \/><\/figure><\/div>\n\n\n<p class=\"has-text-align-center\">Image: InfoMoney&nbsp;<\/p>\n\n\n\n<p>According to the ranking on the website Melhores Cart\u00f5es, the XP Visa Infinite Card was voted the best Black card in the country. The reason behind this is simple: getting it is quite easy and the benefits offered by the institution are enormous.\u00a0<\/p>\n\n\n\n<p>This powerful option also has no annual fee and guarantees cashback of 1% on all purchases made with the card. Your physical or online purchases will become increasingly advantageous.<\/p>\n\n\n\n<p>What&#039;s more, it offers free annual access to the loyalty program&#039;s VIP lounges <strong>Dragon Pass<\/strong>. Chic, isn&#039;t it?!&nbsp;<\/p>\n\n\n\n<p>To get your Black card, you need to invest at least R$ 5,000 in XP. This is a very low entry value compared to many other banking institutions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/www.google.com\/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;cad=rja&amp;uact=8&amp;ved=2ahUKEwiImN2Q1vuCAxUxqJUCHU0MBNwQFnoECBEQAQ&amp;url=https%3A%2F%2Fnubank.com.br%2Fultravioleta%2F&amp;usg=AOvVaw09jyqR3WSknMP9yUXQhpBq&amp;opi=89978449\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Nubank Ultraviolet Card<\/strong><\/a><strong><\/strong>&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-27-1024x576.png\" alt=\"\" class=\"wp-image-23186\" srcset=\"https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-27-1024x576.png 1024w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-27-300x169.png 300w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-27-768x432.png 768w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-27-18x10.png 18w, https:\/\/jornalemfoco.online\/wp-content\/uploads\/2023\/12\/image-27.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center\">Image: TechTudo&nbsp;<\/p>\n\n\n\n<p>The most beloved financial startup in Brazil has a very interesting Black credit card, as well as being extremely beautiful. It combines all of Nubank&#039;s traditional benefits and expands them exponentially, making it an excellent option for various audiences.&nbsp;<\/p>\n\n\n\n<p>Like its competitors, it offers 1% cashback for all your purchases made on credit. The difference is that this amount immediately goes into your checking account and you can convert it into airline miles, if you prefer. Practical, isn&#039;t it?!\u00a0<\/p>\n\n\n\n<p>If you are at Guarulhos Airport, know that the Mastercard Black VIP Lounge will wait for you in Terminal 3. Enjoy all the amenities while you wait for your flight. Comfortably, of course.\u00a0<\/p>\n\n\n\n<p>Additionally, it provides health insurance, car rental, and luggage protection to its users. All of these benefits are extremely useful when traveling, especially internationally.\u00a0<\/p>\n\n\n\n<p>There is no need to prove a minimum income. However, you must have an average monthly expense of R$ 5,000 on your Nubank card statement or at least R$ 150,000 invested in the bank or Easynvest.&nbsp;<\/p>\n\n\n\n<p>Nubank Ultravioleta charges R$ 49 per month in annual fees. Although it is not free, it offers several incredible benefits. Check the regulations to learn more about them.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Which one is the best?<\/strong>&nbsp;<\/h2>\n\n\n\n<p>The answer to this question will depend on your user profile and your financial conditions. Both the Inter and XP cards are very affordable and have flexible requirements; Nubank Ultravioleta charges an annual fee and requires much larger investments.&nbsp;<\/p>\n\n\n\n<p>In any case, all the options highlighted in this article are equally powerful for you to save on your purchases and travel with your whole family. The security that a Black credit card brings to your life is priceless.\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>Everyone knows that the Black credit card exists, but not everyone has any idea of all the advantages of having one in hand. After you finish reading this article, it&#039;s unlikely you won&#039;t check availability. Want to understand what could be waiting for you right now? Follow the content until\u2026 <a title=\"Black credit card: which are the easiest to get?\u00a0\" class=\"read-more\" href=\"https:\/\/jornalemfoco.online\/en\/dicas\/cartao-de-credito-black-quais-conseguir-facil\/\" aria-label=\"Read more about Black credit card: which are the easiest to get?\u00a0\">Keep reading\u2026<\/a><\/p>","protected":false},"author":93,"featured_media":23187,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[72],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o de cr\u00e9dito Black: quais os mais f\u00e1ceis de conseguir?\u00a0 - jornalemfoco.online<\/title>\n<meta name=\"description\" content=\"Est\u00e1 procurando o cart\u00e3o de cr\u00e9dito Black perfeito para o seu perfil? 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